Account Types These are our FOSA account types and features: Personal Savings Account Everyone is eligible to open. Has no restriction on withdrawal i.e. maximum of KES 100,000. Nufaika Junior Account Opened and operated by parents/guardians on behalf of person below the age of 18. Holiday Account Account meant for holiday savings. Has one withdrawal per year and no withdrawal charges. Business/Jijenge Account Account meant for business transactions and remittances of farm proceeds like tea, coffee, milk, rice, etc.