Account Types These are our FOSA account types and features: Personal Savings Account Everyone is eligible to openNo restriction on withdrawal i.e. maximum of KES 100,000. Nufaika Junior Account Opened and operated by parents/guardians on behalf of person below the age of 18Business/Jijenge AccountFor business transactions and remittances of farm proceeds like tea, coffee, milk, rice, etc. Holiday Account Savings for holidayOne withdrawal per yearNo withdrawal charges